Are you looking for a property to rent?

Our tenant onboarding process is straightforward and hassle-free.

Firstly, we will discuss your requirements in terms of property size, preferred area and rent budget etc. We will then suggest suitable properties and arrange viewing times which are convenient for you. When you find your ideal property, we will start the process by taking your application and supporting documents to be considered along with other suitable applicants, if you are successful (subject to referencing) we will take a holding fee (the equivalent to one weeks rent) which enables us to carry out the necessary credit searches and references.

If a proposing tenant is accepted by us but then decides not to proceed or fails referencing, the full fee will be retained by us.

TENANT REFERENCING CRITERIA:

AJP Property Services will undertake referencing checks on all applicants over the age of 18 wishing to move into a rental property. As part of this process, we will undertake:
• A credit check to ensure each applicant does not have any adverse credit such as CCJs (County Court Judgements).
• An affordability assessment to ensure applicant’s income will sufficiently cover the rental payments.
• To pass the affordability check, each applicant’s gross annual basic income (including benefits and pensions) must be at least 30 times the monthly rental amount e.g. if the rent is £500 PCM, applicants would need to earn £15,000 as an annual pension or basic salary (excluding commission/bonus) before tax or other deductions were made.
• Each applicant’s affordability is assessed individually against the criteria.
• Self-employed applicants will require an accountant’s reference and should have accounts for a minimum of two years.
• Employment checks to confirm your start date, salary and if your position is permanent.
• Homeownership checks (only if you are a homeowner) confirming your mortgage payments are up to date.
• A Landlord reference (if you are currently residing in rented accommodation) confirming you have abided by the terms of the lease. This will check that the rent was paid on time and in full, there was no antisocial behaviour and the property was looked after in an appropriate manner.
• ‘Right to rent’ ID checks.

Applicants who are students or are unemployed/work part time and receiving benefits WILL REQUIRE A GUARANTOR.

Once you have been accepted fully before a property is occupied, you will be required to pay the following;

  • A minimum of one month’s rent
  • A deposit/bond (this is the equivalent to 5 weeks rent)

We understand the housing benefit/universal credit process and are fully aware of the timescales in relation to rent payments. Local authorities’ processes differ so our requirements will be discussed with the proposing tenant at the time of application. We will then help you into the property and provide you with council tax, water rates, gas and electric providers. We will always be available to discuss any problems you might incur and we will provide you with our out-of-office contact details, should you need us.

Permitted payments and tenant protection information

As well as paying the rent, you may also be required to make the following permitted payments.

For properties in England, the Tenant Fees Act 2019 means that in addition to rent, lettings agents can only charge tenants (or anyone acting on the tenant’s behalf) the following permitted payments:

  • Holding deposits (a maximum of 1 week’s rent)
  • Deposits (a maximum deposit of 5 week’s rent for annual rent below £50,000, or 6 week’s rent for annual rental of £50,000 and above)
  • Payments to change a tenancy agreement e.g. change of sharer (capped at £50 or, if higher, any reasonable costs)
  • Payments associated with early termination of a tenancy (capped at the landlord’s loss or the agent’s reasonably incurred costs)
  • Where required, utilities (electricity, gas or other fuel, water, sewerage), communication services (telephone, internet, cable/satellite television), TV licence
  • Council tax (payable to the billing authority)
  • Interest payments for the late payment of rent (up to 3% above The Bank of England’s annual percentage rate)
  • Reasonable costs for replacement of lost keys or other security devices
  • Contractual damages in the event of the tenant’s default of a tenancy agreement
  • Any other permitted payments under the Tenant Fees Act 2019 and regulations applicable at the relevant time.

AJP Property Services is a member of the CMP (Client Money Protect) Scheme and also a member of The Property Ombudsman redress scheme